Insurance clarity when you need it most.

We simplify commercial insurance, tailor cover to your needs and stand up for you at claim time.
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“Running a business is tough – insurance shouldn’t add to your worries.”

Unexpected accidents, contract requirements, theft, liability claims, cyber incidents and compliance obligations create uncertainty across industries. Business owners are time-poor and often unsure what is covered.
  • Construction & Earthmoving: juggling contracts, plant hire agreements,
    project timelines and underinsurance worries.
  • Transport & Fleet Operators: managing vehicles, drivers, cargo, accidents,
    downtime and third-party liability.
  • Community, Professional & Retail: needing protection for volunteers, assets,
    property damage, theft, liability or business interruption.

Services / Industries – what we offer

Paterson Insurance Broking offer a full service for our clients. With our team’s combined claims management experience of more than 60 years, we also offer this as a white-labelled service for other brokers.

Construction & Contract Works

Cover for commercial, residential and industrial projects, including civil works and delayed start-up risks.

Plant & Mobile Equipment

Protect owned and hired machinery and equipment, including dry and wet hire scenarios.

Liability & Professional Risks

Public and products liability, professional indemnity and management liability to protect against third-party injury or financial loss.

Commercial Property & Business Pack

Risk management and insurance solutions for activities related to your commercial premises.

Cyber & Emerging Risks

Manage and insure against loss related to cybercrime and other online risks.

Professional Indemnity Risks

Cover against claims of injury or financial loss related to your provision of professional advice or services.

Business Insurance

Cover your business, including your premises and contents, against theft, loss, damage and financial loss from an insured business interruption.

Claims Management

Registering, processing, monitoring and negotiating to settlement, collection of proceeds and periodic reviews.

Industries we specialise in

Construction & Civil

Contract compliance, project delays, underinsurance on contract works, liability for subcontractors.

Earthmoving & Plant Hire

Protect owned and hired machinery and equipment, including dry and wet hire scenarios.

Transport & Fleet Operators

Motor fleet cover, cargo insurance, third-party liability, downtime replacement.

Not-For-Profit & Community

Risk management and insurance solutions for activities related to your commercial premises.

Accountants & Professional Services

Manage and insure against loss related to cybercrime and other online risks.

Commercial Property Owners

Building, liability and tenant-related risks for retail, offices and industrial properties.

Retail Shops & Takeaways

Stock, equipment and contents cover; liability; theft and business interruption.

Discover how Paterson Insurance Broking can help your business stand firm – with expert, personalised service.

Book An Appointment today

Want to know more about how we can help?

Contact Karen Paterson karen@patersoninsurance.com.au

or 0429 043 843

Paterson Insurance Broking
Commercial Broking Undergirded by
30+ Years’ Experience

Want peace of mind your business is covered for everything it should be, without paying for unnecessary insurance?

Our skilled commercial insurance advisors will review your situation and tailor policy options specific to your needs and risk profile.

Do you work in construction or excavation and need a commercial insurance broker who gets what you do?

Built on our strong foundation of industry experience, Paterson Insurance Broking specialise in insurance for businesses in construction, plant and equipment, and earthmoving.

Like to work with a team that’s on your side with a successful claims history?

If you need to make a claim, we’ll do everything possible to ensure you get what you’re entitled to.

Enjoy working with experts who treat you as a person, not a number?

As a small, boutique insurance broking firm, we’re passionate about what we do and know all our clients by name.

Paterson Insurance Broking – we’ve got your back!

Book An Appointment Today
Ready to get protection that’s built right for your business?
Book An Appintment Today
or get in touch with Karen on karen@patersoninsurance.com.au or 0429 043 843.

Commercial Insurance Broking
That Puts Your Needs First

At Paterson Insurance Broking, we help our clients build great businesses by ensuring vital insurance protections are in place. Our small team of experienced insurance professionals are dedicated to helping businesses stay operational – or get back on track as quickly as possible should the worst happen. We love partnering with business owners long-term, stand by every insurance product we sell, and will drop everything to help you in the event you need to make a claim.

Who we work with

Paterson Insurance Broking work with business owners needing trustworthy, experienced insurance advice and products, delivered with personalised, honest and friendly service.

We specialise in insurance for businesses in construction, earth moving, plant and equipment, but work with anyone seeking sound advice with boutique service.

Book An Appointment Today

Our process – three simple steps

Schedule a call or meeting via our booking tool; we ask only essential questions.

We analyse your operations, review contracts and compare policies; you receive a proposal outlining options, inclusions and exclusions.
We activate your cover, provide documentation and stand by you throughout renewals and claims.

Why Choose Paterson Insurance Broking?

Here’s why business owners choose to work with us:

Experience 30 Years+

Our principal Karen Paterson has more than 30 years’ insurance experience, including more than 15 years in commercial broking. This has given her a thorough understanding of the industry. The Paterson Insurance Broking team have more than 60 years’ combined specialist experience in claims management, which helps ensure their customers receive the best claims service from insurance companies.

Peace of Mind

Every business has an element of risk, and insurance is all about offsetting it. We are dedicated to ensuring our clients have the level of cover they’re comfortable with. We can support you with deciding how much cover you need, so you can feel confident your business is adequately protected. We stand by every product we sell and will go in to bat for you should you need to make a claim.

Trust

Our reputation for providing sound advice with personal service and having our clients’ backs has helped us build a thriving business from a handful of clients. Because people trust us, most of our clients come from personal referrals and recommendations.

Personal Service

As a specialist provider, we love building long-term relationships and know all our clients by name. We take the time to get to know you and your business, so we can better partner with you to help it grow. As a growing and dedicated team, we’re also more agile. We’re committed to being responsive and available to our clients’ needs.

Negotiating Power

As part of the Community Broker Network and Steadfast, we have the power to negotiate more competitive prices and better policy terms. That means broader coverage and customised options – so you can feel confident your business’s future is secure.

Strength

Steadfast brokers are part of Australasia’s largest general insurance broker network, which manages more than 2.3 million policies for small to medium businesses. You benefit from the strength and security that comes from scale, with the personal attention of your own broker. At Paterson Insurance Broking, we’ve got you covered!

Frequently asked questions (FAQ)

No. While we have deep expertise in construction and mobile plant insurance, we also serve transport perators, not-for-profit organisations, accountants/bookkeepers, commercial property owners and retail businesses.
We need basic business details, information on assets or plant, annual turnover and any specific contract or compliance requirements; our guided form collects only what we need.
Straightforward cases can receive indications within 1–2 business days; complex placements may take longer, but we keep you updated.
Contact us immediately; we triage your claim and manage it end-to-end.
In most cases there is no additional cost, and we help avoid costly gaps and underinsurance; our negotiating power can secure competitive premiums.
Yes. We offer white-labelled claims management, giving other brokers access to our systems and expertise while they retain their client relationship.

“Ready to feel confident about your insurance?”

Book Your Free Insurance Review